Route 1 Credit Union offers loans for almost any needs you may face on your way. Our members usually find that Route 1 Credit Union offers the best rates on the market, accompanied by the quality they expect! No hidden costs, charges, or fees. With our members in mind, we are working our best to be your #1 Financial Institution.
Some of our loans available include:
Vehicle Loans
Whether it is a new or used auto or recreation vehicle that is stuck in your mind, Route 1 Credit Union will help your dream become a reality. Choose the best finance option that suits your situation with up to 100% financing and rates as low as 2,25%. Forget about financial stress and repay the money within 72 months.
Signature Loans
Don’t let financial difficulties ruin your plans or become the reason for a financial crisis. Our signature loans can help you cover any unexpected expenses and beat your money problems. Borrow up to $50,000 at our competitive rates and spend the money for any purpose. No collateral is required. Our terms of up to 5 years with fixed monthly payments through the loan lifetime will help you to get what you need without hassles and time wasted.
Mortgage Loans
Let your dream of a new home become a reality! Route 1 Credit Union offers up to 95% financing with a repayment period of up to 30 years. We offer competitive rates and predictable monthly payments to give you peace of mind along the way toward your significant purchase. Use our mortgage calculator to check the approximate payments or contact us for a detailed consultation.
Home Equity Loans
You may have a lot of keys to various opportunities, and your home is one of them. Use it to renovate your kitchen, refinance your mortgage, pay for your family member’s education, or cover any other needs. No hidden fees and full appraisal. Apply today and get the amount you need for up to 20 years at our competitive rates.
Home Equity Lines of Credit
Take all the advantages of our credit line and borrow up to 85% of your home value. You can borrow as little or as much as you need to up to the credit limit throughout your 10 year draw period. We offer a repayment period of 15 years that begins after your draw period ends. You must pay interest on only what you use.
Visa Credit Cards
Get both convenience and the potential to save money with our Visa Credit Cards. You will no longer be caught off guard by unexpected expenses with the assistance of Route 1 Credit Union, as close as your wallet.
Share Secured Loans
Use your savings account balance as collateral and get the amount you need to overcome any financial difficulties. This loan option may be a great solution for members with poor or no credit scores. Get the money at our low rates with a repayment period of 2 to 15 years. Share Secured Loans are also a good way to build your credit history.